Health & Wellness

Health savings Account

When you enroll in a Consumer Driven Health Plan (CDHP), you become eligible for an HSA. Here’s how an HSA works and how it can help you save. If you have questions, refer to IRS Publication 969 for a complete list of eligible expenses and HSA rules

To Be Eligible…	Get Free Money	Save on Taxes	Spend with Ease	Keep What You Save
You must be enrolled in a CDHP, not be covered by another plan (e.g., Health Care FSA, Medicare, or Tricare), and not be claimed as a dependent.	Big 5 will match your HSA contributions (up to the cap) each pay period, to help fund your account!	Contribute money before taxes to lower your taxable income. Contributions, interest, and earnings are tax-free.	You will receive a debit card to conveniently pay for eligible medical, dental, and vision expenses.	HSA funds roll over each year, and you own the account. You can even save your funds to use in retirement!

2027 Annual HSA Contributions

Coverage	IRS Contribution Limit	Company Contribution	Employee Contribution Limit*
Individual	$4,500	$250	$4,250
Family	$9,000	$500	$8,500

*Employees age 55+ may contribute an additional $1,000 per year.

Lets Talk HSAs

Questions?

Refer to irs.gov/forms-pubs/about-publication-969 for a complete list of eligible expenses and HSA rules

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DOCUMENTS

Keep in Mind

You must be enrolled in a qualified CDHP.
You cannot be covered under another non-qualified health plan, including your spouses Health Care FSA.
You cannot be enrolled in Medicare or Tricare.
You cannot be claimed as a dependent on someone else’s tax return.